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Customers of five merged banks can now withdraw up to Tk10 lakh for medical treatment and other urgent needs, following a Bangladesh Bank board decision on Wednesday, July 29, 2026. Governor Mostakur Rahman chaired the meeting. The decision covers First Security Islami Bank, Social Islami Bank, Union Bank, Global Islami Bank and EXIM Bank.

Previously, the repayment scheme allowed withdrawals only for a depositor’s own medical treatment. The revised scheme also prioritises treatment needs for parents, children, siblings and spouses, while permitting withdrawals for other emergencies. A Bangladesh Bank official said customers may need money for matters such as a daughter’s wedding or treatment of a family member, which had not been covered under the earlier arrangement.

The interim government merged the five Shariah-based banks last year to form Sammilito Islami Bank. Under payments from the deposit insurance fund, Tk3,887 crore has so far been paid to 822,000 depositors, including Tk1,600 crore to 350,000 First Security Islami Bank customers. At the end of last December, the five banks had Tk170,500 crore in defaulted loans, equal to 87.43 percent of their total loans.

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