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Shahjalal Islami Bank Limited (SJIBL) is advancing Bangladesh’s cashless transaction ecosystem through robust digital infrastructure, innovative payment systems, and international collaborations. Managing Director Mosleh Uddin Ahmed stated that the bank has developed state-of-the-art internet and app-based payment systems, enabling customers to make secure transactions across merchants, utilities, and wallet accounts. SJIBL has partnered with institutions in India, Sri Lanka, and Singapore for technical maintenance and remittance services, ensuring uninterrupted digital operations. The bank’s new app, Shahjalal TouchPay, and integration with mobile financial services, card payments, and corporate payment systems enhance service quality and accessibility. Customers can now make charge-free transactions via Bangla QR and EFT systems under Bangladesh Bank guidelines. Despite progress, SJIBL faces challenges from rising cyber threats and regulatory complexities in launching new digital products. The bank remains committed to strengthening cybersecurity, customer awareness, and continuous innovation to sustain its leadership in the competitive digital banking landscape.

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