Nobel Laureate and Chief Adviser Muhammad Yunus has called for a dedicated law for microcredit banks. "These banks can collect savings from members but not accept outside deposits—this is a limitation that needs legal remedy," he said. According to him, any licensing process must clearly define operational boundaries. "These should be nonprofit social institutions. Grameen Bank will support them with the necessary tools so that people stop chasing jobs and start enterprises." He added, "Grameen Bank is the only real bank. Others are merely for show. Ours is built on trust—collateral is never required."