A BBC Bangla report published on June 24, 2026, outlines key financial terms such as default loans, distressed loans, loan rescheduling, and bankruptcy in Bangladesh’s banking sector. According to central bank data, by December 2025, about 60 percent of total outstanding loans worth Tk 18.2 trillion were classified as distressed, meaning they carried a high risk of default. The report notes that non-performing loans currently total Tk 5.88 trillion, with the default rate exceeding 30 percent across all types of banks.
Dhaka University’s Professor Md. Shahidul Islam Zahid attributes the high default rate to weak management, audit irregularities, misuse of power, and poor regulatory oversight. He warns that when 30–35 percent of loans become uncollectible, the banking system faces severe stress. The report also explains that distressed loans are not yet defaulted but at high risk, and that rescheduling allows borrowers to renegotiate repayment terms under specific conditions.
The analysis emphasizes that rising default loans reduce banks’ liquidity and lending capacity, affecting investment and deposit security across the economy.
বিবিসি বাংলা প্রকাশ : ২৪ জুন ২০২৬, ১০: ২৫আপডেট : ২৪ জুন ২০২৬, ১০: ৫২ বাংলাদেশের ব্যাংক খাতে খেলাপি ঋণ নিয়ে আলোচনা প্রায়ই সামনে আসে। কখনো বলা হয় খেলাপি ঋণ বেড়েছে, কখনো ঋণ পুনঃতফসিলের (রিশিডিউলিং) খবর আসে, আবার কখনো কোনো ব্যক্তি বা প্রতিষ্ঠানের দেউলিয়া
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