Bangladesh Bank has announced that shipbuilding companies can regularize their defaulted loans by depositing three percent of the outstanding amount. The central bank’s Banking Regulation and Policy Department issued a circular on Tuesday outlining the terms. The loans can be repaid over a maximum of ten years, including a two-year grace period during which only interest must be paid monthly or quarterly. Companies must apply by June 30 of this year, and banks are required to resolve applications within sixty days.
The circular explains that the global economic downturn, geopolitical instability, and military unrest in Europe have disrupted supply chains, severely affecting both export-oriented and domestic shipbuilding industries. To sustain this promising export sector and facilitate loan recovery, Bangladesh Bank introduced special rescheduling and restructuring facilities. Previously rescheduled loans may also receive up to two additional years of repayment time with a two percent down payment.
Banks must verify through special inspections that borrowers were genuinely affected by uncontrollable circumstances. Islamic banks are instructed to implement the policy in accordance with Shariah principles.
অর্থনৈতিক রিপোর্টার প্রকাশ : ২০ জানুয়ারি ২০২৬, ২৩: ১৭ অর্থনৈতিক রিপোর্টার জাহাজ নির্মাণকারী প্রতিষ্ঠানগুলোকে তিন শতাংশ অর্থ জমা দিয়ে খেলাপি ঋণ নিয়মিত করার সুযোগ দিয়েছে বাংলাদেশ ব্যাংক। এই ঋণের মেয়াদ সর্বোচ্চ ১০ বছর নির্ধারণ করা হয়েছে। ঋণ নিয়মিত হলে
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