The Government of Bangladesh has promulgated the 'Deposit Protection Ordinance, 2025' to strengthen depositor confidence and ensure financial stability in the banking sector. Under the new ordinance, depositors will be entitled to receive up to Tk 200,000 immediately if a bank or financial institution is liquidated or closed. The ordinance, issued by the President under Article 93(1) of the Constitution due to the dissolution of Parliament, replaces the Bank Deposit Insurance Act of 2000. A new Deposit Protection Department will be established under Bangladesh Bank to oversee premium collection, fund management, member inspections, and payout operations. Two separate protection funds will be created for banks and financial institutions, financed through premiums, penalties, and investment income. All existing banks will automatically become members, while financial institutions will join by July 1, 2028. Certain government and foreign deposits will remain excluded. Bangladesh Bank will also be empowered to cooperate with foreign regulators and adopt international standards to enhance depositor protection.
আমার দেশ অনলাইন ব্যাংকিং খাতে আমানতকারীদের সুরক্ষা ও আস্থা বাড়ানোর লক্ষ্যে ‘আমানত সুরক্ষা অধ্যাদেশ, ২০২৫’ জারি করেছে সরকার। ফলে কোনো ব্যাংক বা আর্থিক প্রতিষ্ঠান অবসায়ণ বা বন্ধ হয়ে গেলে আমানতকারীরা তাৎক্ষণিকভাবে সর্বোচ্চ দুই লাখ টাকা ফেরত পাবেন। বাংলা
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