Bangladesh Bank has eased regulations for renewing ongoing loans to assist businesses facing current economic challenges. In a circular issued on Tuesday, the central bank instructed that banks must begin the renewal process at least two months before the expiry of any existing loan. If renewal cannot be completed within the stipulated time due to reasons beyond control, the loan may still be renewed until it is classified as defaulted, provided that the delay is properly documented.
The circular further stated that any portion exceeding the approved loan limit must be adjusted before renewal. It also prohibited showing the excess portion as a new loan or transferring it to another account to avoid proper classification. The new policy will remain effective until December 31, 2027, replacing a previous circular issued in June 2025.
The directive was issued under Section 45 of the Bank Company Act, 1991, and took immediate effect, signaling regulatory flexibility aimed at maintaining financial stability and supporting business continuity.
স্টাফ রিপোর্টার প্রকাশ : ০৩ মার্চ ২০২৬, ২০: ৩২ বাংলাদেশ ব্যাংক চলমান ঋণ নবায়নের ক্ষেত্রে নিয়ম শিথিল করেছে। চলমান অর্থনৈতিক চ্যালেঞ্জের মধ্যে ব্যবসা প্রতিষ্ঠানগুলোকে সহায়তা দিতে এ সিদ্ধান্ত নেওয়া হয়েছে। কেন্দ্রীয় ব্যাংক আজ মঙ্গলবার জারি করা এক সার্কুল
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