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98% of Garment Workers Excluded from Universal Pension Due to Costs & Lack of Awareness

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1Nojor Desk
  • 18 Feb 25
  • 06:38 PM

A study found that 98.7% of Bangladeshi garment workers are not enrolled in the Universal Pension Scheme (UPS) due to financial constraints and lack of awareness. Many workers struggle with the high contribution requirements and digital application process. Fear of job loss, layoffs, and workplace hazards also deter participation. The study recommends lowering contributions, allowing job mobility, and offering financial support. It also suggests increasing awareness and ensuring employer participation to improve social security for workers.

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Jugantor 18 Feb 25

98% of Garment Workers Excluded from Universal Pension Scheme

A recent study has revealed that approximately 98.7% of garment workers have not enrolled in the state-run Universal Pension Scheme (UPS) due to financial constraints and a lack of awareness. One of the key reasons behind this is that many workers are unfamiliar with the digital application process for pension enrollment. The study was conducted through a survey of 200 garment workers from various areas of Dhaka, including Jatrabari, Demra, Motijheel, Sutrapur, Lalbagh, Gulshan, Badda, Sabujbagh, Mirpur, Pallabi, and Mohammadpur.

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