The Credit and Development Forum (CDF), a national network of microcredit organizations, has issued a statement defending the proposed Microcredit Bank Ordinance 2025 amid recent media debates. CDF described the ordinance as a positive and exemplary step, rejecting claims that it promotes profit-oriented banking or undermines microcredit principles. The organization said the proposed bank would operate as a social business, with investors barred from taking dividends beyond their initial capital.
According to CDF, the ordinance aims to strengthen the microfinance structure by focusing on poverty reduction, employment generation, and support for small enterprises and cottage industries. The bank’s operations would include loans, insurance, remittance services, and access to domestic and foreign grants and credit. CDF clarified that NGOs would not be forced to convert into banks, and dual regulation would not occur because the Bangladesh Bank and Microcredit Regulatory Authority would oversee separate parts of operations.
CDF also highlighted that 60 percent of the bank’s shares would be owned by poor members, ensuring empowerment and equitable benefit distribution. The group argued that the model represents a unique, socially driven approach compared to profit-based microcredit banks in Asia and Africa.
আমার দেশ অনলাইন প্রকাশ : ০৯ জানুয়ারি ২০২৬, ১৭: ৫৩ আমার দেশ অনলাইন ক্ষুদ্রঋণ ব্যাংক অধ্যাদেশ ২০২৫ নিয়ে সম্প্রতি বিভিন্ন গণমাধ্যমে যে বিতর্ক ও প্রশ্ন উঠেছে, তার জবাবে অবস্থান স্পষ্ট করেছে ক্ষুদ্রঋণ প্রদানকারী সংগঠনগুলোর জাতীয় নেটওয়ার্ক—ক্রেডিট অ্যান্ড
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