Dhaka Bank is implementing several initiatives to accelerate Bangladesh’s transition toward a cashless economy. The bank is introducing NFC-based mobile payment services, expanding the use of Bangla QR for small merchants and consumers, and modernizing its internet banking and mobile app platforms. It is also promoting financial literacy and awareness campaigns to encourage digital transactions. Drawing on experiences from India, Sri Lanka, and Pakistan, Bangladesh is studying successful models like India’s UPI and Pakistan’s Raast to develop interoperable, low-cost, and real-time payment systems. Inspired by these examples, Bangla QR transactions are now free for users, and the country is moving toward cost-free peer-to-peer transfers. To ensure uninterrupted service, banks are upgrading core systems, enhancing cybersecurity, and strengthening data centers and disaster recovery sites. Despite progress, challenges remain in rural connectivity, cybersecurity threats, and occasional system downtime affecting transaction continuity.
যুগান্তর : দেশে ক্যাশলেস লেনদেন বাস্তবায়নে কী কী উদ্যোগ নিচ্ছেন? এ কে এম শাহনেওয়াজ : ঢাকা ব্যাংক ক্যাশলেস লেনদেন বৃদ্ধির জন্য বেশ কয়েকটি গুরুত্বপূর্ণ উদ্যোগ বাস্তবায়ন করছে। এর মধ্যে রয়েছে Bangla QR চালু করে ক্ষুদ্র ব্যবসায়ী ও গ্রাহকদের সহজে ডিজিটাল প
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