Bangladesh’s banking sector is facing an unprecedented crisis marked by soaring default loans, capital shortfalls, and declining profitability. Analysts attribute the turmoil to years of mismanagement and irregularities during the previous Awami League government. According to Bangladesh Bank data, non-performing loans (NPLs) have surged to a record Tk 6.45 trillion, representing 35.77% of total disbursed loans. The sector’s provision deficit has also ballooned to Tk 3.2 trillion, while nearly half of all banks are struggling to stay afloat. Experts warn that the liquidity crunch, high interest rates, and eroding depositor confidence could further cripple investment and job creation under the new government. Former Bangladesh Economic Association president Dr. Mainul Islam estimates real NPLs may exceed 40% once written-off and renewed loans are included. Analysts urge strict legal action against top defaulters to restore stability. The worsening situation poses a major challenge for the interim and upcoming elected governments to revive confidence and ensure sustainable economic growth.
পতিত ফ্যাসিস্ট আওয়ামী লীগ সরকারের আমলে নজিরবিহীন ব্যাংক লুটপাটের ক্ষত ক্রমেই প্রকট আকার ধারণ করছে। অনিয়ম ও অদক্ষ ব্যবস্থাপনার প্রভাব ক্রমেই গুরুতর হয়ে উঠছে ব্যাংক খাতে। বেশির ভাগ ঋণ পরিশোধে ব্যর্থ হওয়ায় খেলাপি ঋণ দ্রুত বাড়ছে। এর ফলে প্রভিশন ও মূলধন ঘ
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