City Bank PLC achieved the highest profit in its history in 2025, reporting a consolidated net profit of Tk 1,324 crore, up 31% from Tk 1,014 crore the previous year. The bank’s standalone profit was Tk 1,306 crore, with its four subsidiaries contributing an additional Tk 18 crore. This growth was driven by strong income expansion, disciplined cost management, and prudent risk control.
Interest income from loans rose 24% to Tk 5,452 crore, while the non-performing loan ratio improved to 2.5% from 3.7%. Despite inflationary pressure, the bank maintained deposit costs at 5.5%, supported by strategic investments in government securities, which contributed 26% of total operating income. Total operating income reached Tk 4,888 crore, with expenses at Tk 2,160 crore, keeping the cost-to-income ratio at 44%.
Managing Director and CEO Mashrur Arefin expressed satisfaction with the results but noted that higher provisioning expenses of Tk 815 crore prevented profit from reaching Tk 1,500 crore. He highlighted strong performance across all core banking segments, particularly retail and card businesses, which grew 33% year-on-year.
আমার দেশ অনলাইন প্রকাশ : ১০ এপ্রিল ২০২৬, ১৬: ৪২ চ্যালেঞ্জপূর্ণ অর্থনৈতিক পরিস্থিতির মধ্যেও ২০২৫ সালে সিটি ব্যাংক পিএলসি তাদের ইতিহাসের সর্বোচ্চ মুনাফা অর্জন করেছে। ব্যাংকটি সমন্বিতভাবে ১,৩২৪ কোটি টাকার নিট মুনাফা করেছে, যা আগের বছরের ১,০১৪ কোটি টাকার
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