Bangladesh Bank has increased the maximum loan limit for purchasing cars under consumer loans from Tk 6 million to Tk 8 million. The central bank issued a circular on Tuesday to all commercial bank chief executives, stating that buyers can now receive loans covering up to 80 percent of a car’s price, particularly for hybrid and electric vehicles. Consumers will need to pay the remaining 20 percent themselves.
The circular explained that the decision reflects the growing demand for environmentally friendly and energy-efficient vehicles in Bangladesh. It also aims to align loan limits with current automobile market prices and encourage consumers to adopt hybrid and electric cars. Previously, banks could finance only 60 percent of a car’s price, requiring buyers to cover 40 percent.
Additionally, the central bank raised the ceiling for personal loans. Individuals can now borrow up to Tk 1 million without collateral, and up to Tk 4 million with adequate security. Banks have been instructed to ensure that consumer loan growth does not exceed their overall loan growth rate.
অর্থনৈতিক রিপোর্টার প্রকাশ : ০৫ মে ২০২৬, ১৯: ৪৭ ভোক্তা ঋণের আওতায় গাড়ি কেনার জন্য ঋণের অঙ্ক বাড়িয়েছে বাংলাদেশ ব্যাংক। আগে একটি গাড়ি কিনতে ব্যাংক সর্বোচ্চ ৬০ লাখ টাকা ঋণ দিতে পারত। এখন তা বাড়িয়ে ৮০ লাখ টাকা করা হয়েছে। একই সঙ্গে গাড়ি কেনার ঋণের হারও বা
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