Bangladesh Bank has removed inter-institution fees on all Bangla QR transactions to promote digital payments, meaning customers will face no fee or service charge. The central bank also introduced incentives for small-value transactions under a circular issued Monday. Both measures will take effect on October 1.
For each Bangla QR payment of up to Tk2,000 at small merchants and service providers, a total incentive of 0.3 percent will be available. The bank or mobile financial service app used by the customer will receive 0.2 percent, while the bank or payment institution providing the QR code through which the merchant receives payment will receive 0.1 percent.
Transactions cannot be split into multiple smaller payments, or conducted through other artificial means, to obtain incentives. Failed, cancelled, refunded, chargeback, disputed, or subsequently cancelled payments will not qualify. Bangladesh Bank may inspect transaction records, merchant information and supporting documents, recover wrongly paid incentives, or adjust them against future incentives. Acquiring institutions must monitor unusual merchant transactions and take action where artificial splitting, cash-out activity, or other irregularities are found.
অর্থনৈতিক রিপোর্টার প্রকাশ : ১০ আগস্ট ২০২৬, ১৮: ৪৮ দেশের ডিজিটাল লেনদেন আরও জনপ্রিয় করতে সব ধরনের বাংলা কিউআর লেনদেনে আন্তঃপ্রতিষ্ঠান ফি শূন্য করে দিয়েছে বাংলাদেশ ব্যাংক। ফলে গ্রাহক পর্যায়ও কোনো ফি বা সার্ভিস চার্জ হবে না। একইসঙ্গে ছোট অঙ্কের লেনদেনে
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