Bangladesh’s banking sector expanded loan rescheduling sharply in 2025 to reduce reported defaults. According to the Bangladesh Bank’s Financial Stability Report 2025, banks rescheduled Tk 984.33 billion in default loans last year, bringing total rescheduled loans to Tk 4.46 trillion by year-end. This marked a significant rise from Tk 3.48 trillion in 2024, with 57 percent of rescheduled loans concentrated in the top ten banks.
The report shows that rescheduling has accelerated since 2022, when banks were given full authority to renew defaulted loans. Policy changes allowed borrowers to reschedule by depositing as little as 2 to 4.5 percent of outstanding amounts, with up to ten-year terms and two-year grace periods. Of 1,516 applications under special policy support, 250 loans worth Tk 261.14 billion were implemented. However, 39.87 percent of rescheduled loans have again defaulted.
The IMF classifies rescheduled loans as “stressed,” and combined with defaults and written-off loans, Bangladesh’s distressed credit reached Tk 10.87 trillion by December 2025, or 30.6 percent of total lending. The industrial sector accounted for the largest share of rescheduled loans at 29.56 percent.
রোহান রাজিব প্রকাশ : ১৭ জুন ২০২৬, ১১: ৩৪আপডেট : ১৭ জুন ২০২৬, ১১: ৫২ দেশের ব্যাংকগুলো খেলাপি কমাতে ঋণ পুনঃতফসিল বাড়িয়েছে। গত বছর ব্যাংকগুলো ৯৮ হাজার ৪৩৩ কোটি টাকার খেলাপি ঋণ পুনঃতফসিল সুবিধা দিয়েছে। এতে করে ব্যাংক খাতে গত বছর শেষে পুনঃতফসিলকৃত ঋণের স্
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