A total of Tk 2,800 crore in microloans will be provided during the 2026–27 fiscal year under the Credit Enhancement Scheme (CES) implemented by the Palli Karma-Sahayak Foundation (PKSF). The loans will be extended by 11 banks and one financial institution to PKSF’s partner organizations. The agreement was signed on Tuesday at PKSF Bhaban-1 in Agargaon, Dhaka, with PKSF Deputy Managing Director Muhammad Hasan Khaled and representatives of the participating banks signing on behalf of their institutions.
The participating institutions include Brac Bank, City Bank, Prime Bank, NCC Bank, Trust Bank, Southeast Bank, Mercantile Bank, Commercial Bank of Ceylon, Dhaka Bank, Madhumati Bank, Shimanto Bank, and the UAE-Bangladesh Investment Company Limited (UBICO). PKSF Managing Director Md. Fazlul Kader stated that the scheme aims to formally engage commercial banks in transforming low-income individuals into entrepreneurs. Under the scheme, PKSF’s partner organizations will distribute the loans to small entrepreneurs, with PKSF providing loan guarantees and ensuring proper utilization through close monitoring.
The CES began operations on July 1, 2025. In its first year, 10 banks and one financial company signed agreements with PKSF, disbursing Tk 1,082 crore to 26 partner organizations for small enterprise financing.