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Bangladeshi taxpayers can legally reduce their payable taxes by investing in specific sectors recognized for tax rebate eligibility. According to the National Board of Revenue guidelines, five major investment areas qualify for such benefits: life insurance, provident fund, savings certificates, deposit pension schemes (DPS), and treasury bonds or shares. Life insurance premiums paid under the policyholder’s name are considered eligible investments, while provident fund contributions by both employer and employee also qualify. Savings certificates, issued by the government, offer both high returns and maximum tax rebate opportunities. DPS accounts allow regular monthly deposits that accumulate into a lump sum, which is treated as an investment for tax purposes. Additionally, investments in government treasury bonds and listed company shares are eligible for tax rebates, with treasury bonds capped at BDT 500,000 and no upper limit for share investments. These options provide both financial security and tax-saving opportunities for individuals.
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