Low-income residents of Rajshahi, Chapainawabganj, and Natore are increasingly trapped in a high-interest debt cycle from NGOs and moneylenders. Many borrow for household needs rather than productive investment, leading to unpaid loans, mental distress, and rising suicides. Recent incidents include multiple families abandoning homes or taking their lives due to mounting pressure. Experts highlight weak loan verification, high real interest rates, and inadequate oversight as key issues, urging stricter monitoring of microcredit programs to prevent further tragedies.